IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH
Introduction
During the past few decades, the world has become a much more dangerous place in which to live. Since 1970, the annual rate of change in the number of worldwide deaths has been increasing, but still was negative through 2018 (see Figure 1 below)1 Since 2019, the rate of change began to increase. And, this is prior to the COVID pandemic which became a mortality event later in 2020.
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Largest Life Insurance Market in the World
IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH
Largest Life Insurance Market in the World
IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH
Largest Ponzi Schemes in the World
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Largest Ponzi Schemes in the World
IIS Executive Insights Life & Health Expert: Ronald Klein, Executive Director, BILTIR
Having a child is one of the most miraculous events in a parent’s lifetime. Seeing that little human being for the first time is indescribable. The sheer joy and elation of making a small person is unforgettable. For the first time, the parents now have something to love and care for even more than themselves.
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IIS Executive Insights Life & Health Expert: Ronald Klein, Executive Director, BILTIR
The Three-Legged Stool
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IIS Executive Insights Life & Health Expert: Ronald Klein, Executive Director, BILTIR
IIS Executive Insights Life & Health Expert: Ronald Klein, Executive Director, BILTIR
The Merriam-Webster dictionary defines an actuary as, “A person who calculates insurance and annuity premiums, reserves, and dividends.”i The U.S. Society of Actuaries’ (SOA) and Casualty Society of Actuaries’ (CAS) joint website, “Be an Actuary,” expands on this definition, stating that actuaries are experts in:ii