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The Hong Kong Protection Gap: Dimensions, Drivers and Solution

 

Ivan Wan, Head of Corporate Actuarial, HSBC Life (International) Limited

Abstract 

Apparently, Hong Kong is one of the most insured cities in the world. New business premiums are quickly growing and reached an historical high in 2025, contributing a significant proportion to the economy’s GDP. If one only looks at these headline statistics, people might simply jump into conclusion that Hong Kong residents are exceptionally well-protected.

Building Sovereign Disaster Resilience

 

Presented by Swiss Re

In Swiss Re's latest Risk REconsidered podcast, Public Sector Solutions’ Gerry Lemcke and Marina Oberholzer explore innovative risk-transfer solutions that can strengthen countries’ financial resilience to natural disasters.

Insuring AI: Data Centre Value Accumulation Risks

 

Present by Swiss Re

As AI accelerates investment in high value data centres, the growing concentration of assets and evolving exposures from natural catastrophes to power, cooling and fire are reshaping the risk landscape for insurers.

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Ensuring Lifetime Income

 

Brittainy Rivers, COO & VP, Client Delivery, TAI, an RGA Company

Strengthening public-private partnerships to enhance resilience against rising losses from NatCat events

 

Dr. Robin Huettemann, Junior Engagement Manager, McKinsey & Companyi

The insurance industry’s opportunity to further elevate its role as a ‘glocal’ leader in societal resilience

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iThis report does not necessarily represent views of the company.
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Protection Gaps: A Customer, Distribution, and Product Lens

 

Boon Yoon Ho, Global Head of Reinsurance, HSBC Global Insurance

Protection Gaps – A Customer, Distribution and Product Lens

Discussions around income protection gaps are not new, and whenever the issue surfaces in the news, the gaps appear to widen. Despite numerous papers, initiatives, and public–private programs launched over the years to narrow these gaps, the situation shows little improvement. 

Bridging the Protection Gap with Embedded Insurance & Super Apps

 

Adrian Hill, Chief Digital & Consumer Officer, MSIG Asia

Lessons from Southeast Asia

Market Context

Banking and Digital Financial Services in Emerging Markets

Like many emerging markets around the world and even some developed markets with large, underserved populations like China or the US, Southeast Asia is Underbanked and Underinsured.

Supply, demand or irrelevance? A European protection gap


Nick Donovan, Head of Market Development, Lloyd's

Insurance is widely available in Europe to protect private individuals and businesses against the risk of financial loss from natural disasters.