The last two years has seen the insurance industry forced down a digital path as physical disruption to operational norms has forced change onto market participants. It becomes clear that some aspects of change are here to stay, and as “back-to-normal” means permanent adjustment to digital ways of working.

On top of that, the Financial Services industry’s wholesale recognition that a comprehensive response to sustainability is now essential has placed this overarching issue at the forefront of corporate activity.

The Swiss Re Institute Biodiversity and Ecosystem Services (BES) Index assesses which economic sectors are most reliant on nature and evaluates the exposure each country has to BES decline.

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Martinos Yiorkas, Executive Director, Leads The Actuarial & Financial Analytics Team In EMEA W/S, Willis Re International

Rebecca Tan, Chief Distribution And Marketing Officer, Generali Life (Hong Kong) Limited, Generali Life Hong Kong

Hong Kong economy is externally oriented and highly dependent on trade with the world. In 2019, the value of Hong Kong's total merchandise trade reached HK$8,404.1 billion (US$1,072.5 billion)1 , or around 293% of the Gross Domestic Product (GDP) in that year. Hong Kong was the world's 8th largest trading entity in goods in 2019. 

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International equity markets rebounded in the third quarter, enough so that most of the major indexes recovered to near where they were on January 1. Hopes for a vaccine-driven reduction in COVID infections and for more government financial stimulus (both of which seemed less likely by late October) gave investors some renewed optimism.

Of Brexit and Backbenchers: How Bad is UK Political Risk?