HSBC Life (International) Limited, incorporated in Bermuda with limited liability (HSBC Life) is an indirect wholly-owned subsidiary of The Hongkong and Shanghai Banking Corporation Limited. HSBC Life is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR and is separately rated as AA- by Standard & Poors. As the leading life insurer in Hong Kong, HSBC Life offers a wide range of life, health and pensions solution to both retail and commercial customers. HSBC Life also operates in Macau SAR and across Mainland China through its 100%-owned subsidiary HSBC Life China. Outside Greater China, HSBC Life further operates insurance businesses in Singapore, India, UK, France, Malta, Mexico, Argentina and Bermuda.