by David Lipovics, Vice President, U.S. Pension Risk Solutions, RGA
 

1.  A protection gap less-talked-about

Few could dispute that many of the world’s largest economies have aging populations. With public and empoyer-sponsored pension systems gradually decreasing in scope and significance, the elderly increasingly must shoulder the burden of saving adequately for their retirement years. It is a challenge many underestimate and do not adequately prepare for.